Built for South African retail

Turn BNPL into your superpower.

Generate payment links in seconds. Share via QR or WhatsApp. Let every customer pay the way they love — with any BNPL provider.

Get started freeSee how it works
No card readers  · No setup fees  · Works in your browser
Dashboard / Create Pay Link
Live
Nike Air Max 90R 2 499
Sony WH-1000XM5R 5 999
TotalR 8 498
Float
Yoco
Stitch
Generate Pay Link
3 × installmentsR 2 832.67
Payment received
R 8 498
Link ready
Scan to pay
Scroll to explore

Works seamlessly with

Float
Yoco
Stitch
PayJustNow
Payflex
Mobicred
Float
Yoco
Stitch
PayJustNow
Payflex
Mobicred

Features

Everything you need, nothing you don't.

Instant QR & WhatsApp

Generate a payment link and share it as a QR code or WhatsApp message in one tap — no card reader required.

Any BNPL Provider

Float, Yoco, Stitch, Payflex, PayJustNow, Mobicred. Connect your preferred provider and start accepting split payments today.

Real-time Tracking

Watch every transaction land as it happens. Daily totals, live link status, and full payment history at a glance.

How it works

Three steps to paid.

01

Build the cart

Pick products from your catalogue or type in a custom amount. Spiral shows the BNPL installment breakdown instantly.

Add products
Set quantities
Preview split
02

Share the link

Hit generate — get a QR code for in-store or a WhatsApp-ready link for remote sales. Each link opens a branded checkout.

QR code
WhatsApp link
Branded page
03

Get paid

Your customer completes payment through their BNPL provider. You receive instant confirmation and the dashboard updates live.

Instant confirm
Live dashboard
Transaction history
6+BNPL providers
<30sTo generate a link
100%Browser-based
0Card readers needed
Spiral Pay

Ready to supercharge
your checkout?

Join merchants across South Africa using Spiral Pay to close more sales with BNPL.

Launch dashboard